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Tuesday · 3 Nov 2026 · India

Gold rate today in Surat

Bhavflow’s indicative rate today: 22K gold ₹1,26,852 per 10 g (₹12,685/g), 24K gold ₹1,38,384 per 10 g (₹13,838/g), 18K gold ₹1,03,788 per 10 g (₹10,379/g) and silver ₹1,80,249 per kg. This is one national rate, not a Surat board rate; jewellers in Surat may quote slightly different prices.

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The essentials

Today's rates

Surat · national indicative rate · gold per 10 g (per gram below), silver per kg

Today’s rates · 3 Nov

Silver

999 fine

₹1,80,249/kg

₹1,802/10 g

Down −₹1,615−0.89%vs 1 Nov
Details: Silver

IBJA benchmark, 3 Nov 2026

PurityAMPM
Gold 999 (24K), per 10 g₹1,38,118–
Gold 995, per 10 g₹1,37,565–
Gold 916 (22K), per 10 g₹1,26,516–
Gold 750 (18K), per 10 g₹1,03,589–
Silver 999, per kg₹1,77,300–

PM rates are not published yet.

Source: India Bullion and Jewellers Association (ibjarates.com). Benchmark rates excluding GST and making charges, published twice a day; Bhavflow’s own rate is in the cards above.

Before you buy: Indicative rate, excludes 3% GST and making charges. How we calculate

Calculate jewellery priceRate × weight + making charge + 3% GST

Gold price by weight

At Bhavflow’s national indicative rate, excluding GST and making charges.

WeightGold 24KGold 22KGold 18K
1 gram₹13,838₹12,685₹10,379
8 grams (1 sovereign / pavan)₹1,10,707₹1,01,481₹83,030
10 grams₹1,38,384₹1,26,852₹1,03,788
12 grams (≈ 1 tola)₹1,66,061₹1,52,222₹1,24,545
100 grams₹13,83,838₹12,68,518₹10,37,878

Gold rate in Surat: last 10 days

22K and 24K per 10 g at Bhavflow’s national indicative rate, excluding GST; change vs the previous day.

Date22K / 10 g24K / 10 gChange (22K / 10 g)
3 Nov 2026₹1,26,852₹1,38,384Up +₹647+0.51%
1 Nov 2026₹1,26,205₹1,37,678Up +₹34+0.03%
31 Oct 2026₹1,26,171₹1,37,641Down −₹27−0.02%
30 Oct 2026₹1,26,198₹1,37,670Down −₹4,230−3.24%
29 Oct 2026₹1,30,428₹1,42,286Down −₹1,308−0.99%
28 Oct 2026₹1,31,736₹1,43,712Up +₹318+0.24%
27 Oct 2026₹1,31,418₹1,43,365Up +₹683+0.52%
26 Oct 2026₹1,30,735₹1,42,620Up +₹1,017+0.78%
25 Oct 2026₹1,29,718₹1,41,510Up +₹121+0.09%
24 Oct 2026₹1,29,597₹1,41,379Up +₹27+0.02%

Why prices in Surat can differ

Bhavflow publishes one national indicative rate. A Surat jeweller’s board rate can be slightly higher or lower because of local association or bullion-dealer rates, transport and insurance costs, and the shop’s own margin; making charges and 3% GST come on top.

Diamond jewellery is usually set in 18K (750) or 14K (585) gold. The gold is priced at the rate for that purity by net weight, and diamonds are priced separately by carat, colour and clarity.

Ask for a diamond grading certificate for larger stones, and check that the gold part carries a BIS hallmark with HUID.

Gold in Surat: the local market

Surat’s precious-metal trade grew out of two crafts: diamonds and zari, the metallic thread woven into saris and embroidery. Diamond trading centres on Mahidharpura and Varachha and, more and more, on the Surat Diamond Bourse at Khajod, so many jewellers here source stones locally and sell far more diamond-studded gold than a typical city.

Surat is also a leading centre for lab-grown diamonds, which now make up about half of the city’s polished diamond exports. Lab-grown and natural stones look the same to the eye, so the grading report and the invoice should say which one you are buying; their prices and buyback terms are very different. The gold underneath is priced the same way either way: at the rate for its purity, often 18K, on net weight.

Local buying peaks at Pushya Nakshatra and Dhanteras, Akshaya Tritiya and the wedding season. This page has no official Surat board rate: use Bhavflow’s national indicative rate above, including the 18K figure for diamond pieces, then add making charges and 3% GST.

Where to buy gold in Surat

Surat is best known as the world’s diamond-cutting capital: most of the world’s diamonds are cut and polished here, in hubs such as Varachha and Mahidharpura, and the city is home to the Surat Diamond Bourse. Its gold jewellery market is busy, especially for diamond-studded pieces.

Mahidharpura and Varachha
Diamond trading and polishing districts; many jewellers source stones here.
City showrooms
Retail showrooms of national and Gujarat-based jewellery chains across the city.

Buying gold in Surat: a local guide

Local bullion market

Surat is the world’s diamond-cutting capital: most of the world’s diamonds are cut and polished here, in hubs such as Varachha and Mahidharpura, and the city is home to the Surat Diamond Bourse. Its gold jewellery trade leans towards diamond-studded pieces, with showrooms of national and Gujarat-based chains across the city.

Hallmarking and purity testing

BIS-recognised Assaying & Hallmarking Centres operate in Surat. The gold in a diamond piece should still carry a BIS hallmark with its purity (often 18K750) and a 6-digit alphanumeric HUID, which you can verify in the BIS CARE app. Any recognised centre will also test a consumer’s jewellery for a fee.

Festivals and wedding season

Pushya Nakshatra and Dhanteras before Diwali are the main gold-buying days, followed by Akshaya Tritiya and the wedding season. Many buyers pick coins or small pieces for the muhurat.

Buying tips

Diamond jewellery is usually set in 18K or 14K gold, so check that the gold is charged at that purity’s rate and by net weight. Diamonds are priced separately by carat, colour and clarity: ask for a grading certificate for larger stones, add 3% GST, and confirm the buyback terms for the gold and the diamonds separately.

Before you buy: hallmark, HUID and making charges

  • Check the BIS hallmark on every piece: the BIS logo, the purity grade (for example 22K916 or 18K750) and a 6-digit HUID. Since 1 April 2023, registered jewellers may only sell hallmarked gold jewellery that carries a HUID (small items under 2 g and kundan, polki and jadau pieces are exempt).
  • Verify the HUID in the BIS CARE app (Verify HUID): it shows the purity, the type of article and the jeweller’s registration, which should match your bill.
  • Making charges vary widely. As general guidance, machine-made chains and plain bangles are often in the range of about 3–10% of the gold value, while handcrafted, temple, antique or filigree work commonly runs 12–25% or more; some jewellers charge a flat amount per gram instead. Ask for the charge in writing and compare shops.
  • 3% GST is charged on the jewellery bill. Ask for a GST invoice that lists net weight, purity, rate per gram, making charges, HUID and tax separately.
  • Ask about buyback and exchange terms before you buy: most jewellers pay the day’s rate for the tested purity minus a deduction.

More detail on purity and pricing: 22 carat gold rate and price guide.

Read before you buy gold in Surat

Gold rate in Surat: FAQ

Why is diamond jewellery usually 18K gold?

18K gold is harder than 22K, so it holds stones more securely. Expect the gold in a diamond piece to be priced at the 18K rate (shown on this page), not the 22K rate.

Is the gold rate in Surat the same as in Ahmedabad?

Almost. GST is the same across Gujarat and India; any difference comes from local premiums and shop margins.

How is diamond jewellery valued when I sell it back in Surat?

Usually in two parts: the gold, at that day’s rate for its purity minus the jeweller’s deduction, and the diamonds, under the jeweller’s own buyback policy (often only for stones with the shop’s or a lab’s certificate). Ask for the buyback terms in writing when you buy.

How can I tell whether a diamond is natural or lab-grown in Surat?

Not by eye. Ask for a grading report from an independent laboratory that states whether the stone is natural or laboratory-grown, and make sure the invoice says the same. Ask for the buyback terms in writing too, because they usually differ sharply between the two.

Surat mein sone ka bhav aaj kya hai? (gold rate today in Surat)

Sone ka bhav aaj, today’s gold rate, is at the top of this page: Bhavflow’s national indicative rate for 22K, 24K and 18K gold per 10 grams and per gram, and chandi ka bhav aaj ka (today’s silver rate) per kg, all excluding GST and making charges. The IBJA benchmark (AM and PM) is shown next to it for comparison.

Does Bhavflow show a Surat-specific gold rate?

No. Bhavflow publishes one national indicative rate, calculated from international prices, and shows it on every city page. Jewellers in Surat may quote slightly different rates because of local association or bullion-dealer rates, transport and insurance costs and their own margins, and they add making charges and 3% GST.

Gold rate in other cities

Simple numbers. Clear assumptions. 🌿

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